Privacy Policy
Last updated: June 15, 2026
AzFinans BOKT MMC is committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you use our mobile application and lending services.
Data We Collect
We collect the following categories of personal data: identification information (name, FIN code, date of birth), contact information (phone number, email, address), financial information (employment details, income data), device information (device ID, platform), and usage data (app interactions, preferences).
How We Use Your Data
Your data is used for identity verification and KYC compliance, credit assessment and loan processing, communication regarding your account and services, fraud prevention and security monitoring, compliance with legal and regulatory requirements, and improving our services and user experience.
Data Sharing
We may share your data with the Central Bank of Azerbaijan as required by regulation, credit bureaus for credit assessment purposes, payment processors for transaction processing, law enforcement agencies when required by law, and our technology partners under strict data processing agreements.
Data Security
We implement industry-standard security measures including encryption of data in transit and at rest, access controls and authentication mechanisms, regular security audits and monitoring, and secure data center infrastructure.
Your Rights
Under applicable law, you have the right to access your personal data, request correction of inaccurate data, request deletion of your data (subject to legal retention requirements), withdraw consent for data processing, and lodge a complaint with the relevant supervisory authority.
Data Retention
We retain your personal data for the duration of your account relationship and for a period of 5 years following account closure, as required by financial regulations. Certain data may be retained longer if required by law.
Contact Us
For questions about this Privacy Policy or to exercise your rights, please contact our Data Protection Officer at info@paypush.az.